800-435-3719

Individual Life Insurance in Arlington TX & Grand Prairie TX

Reassurance for you and your Loved Ones.

Alliance Insurance Services provides life insurance to individuals in Arlington, Grand Prairie, Dallas, Fort Worth, Lubbock, Austin, and surrounding areas.

Many individuals consider life insurance to be the cornerstone of a sound financial plan. And while no one likes to think about passing on, Life Insurance can relieve you of the financial worry your loved ones may face in the event of your passing. 

Your beneficiaries will be able to use your Life Insurance policy to help pay for anything from expensive funeral costs and estate taxes to making up for lost income or funding your child’s education. It can even be used to continue payments on your mortgage to help ensure that the family home stays in the family.

At Alliance Insurance Services, we know that choosing a Life Insurance plan is a big decision with many important factors to consider. Our knowledgeable team of insurance professionals is committed to walking you through the process and providing you with the best insurance solution to give you and your family the reassurance they deserve. 

Types of Individual Life Insurance

Alliance Insurance Services offers several different coverage options for your consideration including term life, whole life, and more.

Term Life – This is typically the simplest and least expensive insurance option. Term life insurance provides coverage at a fixed rate for a specified period of time. It’s a benefit policy that’s used primarily to cover financial responsibilities of the insured, with the benefit to be paid only if the insured were to die during the specified term. Most term life policies can be converted to a more permanent insurance solution such as whole life or universal life insurance.   

There are two types of term life insurance: 

  • Annual Renewable Term is purchased for a period of one year, with the death benefit to be paid only if the insured were to die during that one-year term, along with the option to renew after the term period.
  • Level Term Life guarantees a fixed premium for a given period of time, usually in terms of 10, 15, 20, or 30 years. Your premium is based on your age and coverage options, with longer terms being more expensive.
  • Whole Life – As the most common type of permanent insurance, a whole life policy guarantees a death benefit for the lifetime of the insured as well as a cash value account for savings. Your premium remains constant throughout the duration of policy while payments over and above your premium are credited to your savings, which earn a fixed rate of interest. 

Alliance Insurance Services is here for you

There are many things to take into account when purchasing life insurance, and changes in your life situation can reflect changes in your insurance requirements. That’s why it’s important to carefully consider the different policy options and ensure that you have the right solution to meet your long-term life insurance needs. 

An insurance specialist with Alliance Insurance Services will review your current life insurance situation and help you design a policy to plan for the future. 

At the end of the day, one of the biggest investments you can make is an investment in yourself. 

As your personal situations change (i.e., marriage, birth of a child or job promotion), so will your life insurance needs. Care should be taken to ensure this product is suitable for your long-term life insurance needs. You should weigh any associated costs before making a purchase. Life insurance has fees and charges associated with it that include costs of insurance that vary with such characteristics of the insured as gender, health and age, and has additional charges for riders that customize a policy to fit your individual needs.

Alliance Insurance Services, Arlington Texas

1161 Corporate Dr. W., # 302A

Arlington, TX 76006

Main office: 817-440-3746
Toll free: 800-435-3719
Fax: 817-385-0887

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: Closed
Sun: Closed

Alliance Insurance Services, Lubbock

5214 68th St., Suite 108

Lubbock, TX 79424

Main office: 806-464-4046
Toll free: 800-687-8797
Fax: 806-798-3394

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Winfree Academy Charter School is proud to recommend Alliance Insurance Services.
Melody Chalkley: Superintendent/CEO
Over the last 15 years you and your staff have worked tirelessly servicing the SPCA of Texas.
Richard A. Morris: VP Human Resources
Not only were you able to reduce our insurance cost, you also pointed out areas such as our content coverage.
Kyle Dailey, CPA: Inovar Packaging
Over 10 years Alliance has worked with us to lower our overall cost of risk, and has saved us thousands of dollars.
Melody Chalkley: Winfree Academy
I recommend the services of Alliance Insurance without hesitation.
T. Mann: TX Store Fixtures
You have consistently been able to reduce our workers compensation modifier through your CompMonitor program.
Melody Chalkley: Winfree Academy
Implementing CompMonitor speaks to our groups desire/dedication to improve our overall risk management program.
Richard A Morris: SPCA
CompMonitor has reduced our actual NCCI modifier, which translates into a reduced insurance premium.
Kyle Dailey, Inovar Packaging Group
Alliance Insurance has the very best customer service in the Insurance industry bar none! Brian Bingham and Becky Hansen and their team have handled all my Corporate Insurance accounts for The Antique Drapery Rod Co Inc., Grace Hardware and Anna Sova Organics since about 2007. They also handle all my personal insurance thru their company or industry partners. The Insurance world is an extremely complex and confusing alternate universe of exorbitant fees and coverage complexities. We are extremely thankful we have Alliance Insurance to handle all our insurance details and make the most cost effective suggestions. Brian Bingham will make all your insurance needs simpler, less expensive and handle your business with grace and excellent customer service. Sincerely, Whitney Walker, CEO The Antique Drapery Rod Co. Inc.
Whitney W.
Alliance Insurance Services have provided our business insurance coverage for over 10 years. They have provided what we needed when we needed it. When we first partnered with Alliance, they came in and did a safety review of our premises to get us up to where we needed to be Safety wise. Since then, they have been involved in regular safety meetings and continually working with us to keep a safe working environment. When we had storm damage, they were here to help us with needed repairs and the claims that we needed to make. For company vehicles, they are always there to provide the coverage and to help us with any accident claims. For workers compensation, they have helped us to learn what situations were causing accidents and have helped us to have a very good safety record as a result. All in all, we are very satisfied with the service that we receive from Alliance Insurance Services and their staff. We hope to continue our business partnership for a long time. Oh---and we have always saved money with the policies that we have purchased through them.
Gladys S.