800-435-3719

Second-To-Die Policy in Arlington and Grand Prairie, TX

Ensure the Future of Your Estate

Between physical assets and financial successes, there are many things that married couples share. Alliance Insurance Services knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Alliance Insurance Services gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you have worked hard to attain. And because the policy insures more than one person, you will also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It is important to discuss your options with an insurance specialist from Alliance Insurance Services to determine the right amount coverage for you and your family.
 

Alliance Insurance Services, Arlington Texas

1161 Corporate Dr. W., # 302A

Arlington, TX 76006

Main office: 817-440-3746
Toll free: 800-435-3719
Fax: 817-385-0887

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: Closed
Sun: Closed

Alliance Insurance Services, Lubbock

5214 68th St., Suite 108

Lubbock, TX 79424

Main office: 806-464-4046
Toll free: 800-687-8797
Fax: 806-798-3394

Office Hours:

Mon: 8:30 AM - 4:30 PM
Tues: 8:30 AM - 4:30 PM
Wed: 8:30 AM - 4:30 PM
Thurs: 8:30 AM - 4:30 PM
Fri: 8:30 AM - 4:30 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Winfree Academy Charter School is proud to recommend Alliance Insurance Services.
Melody Chalkley: Superintendent/CEO
Over the last 15 years you and your staff have worked tirelessly servicing the SPCA of Texas.
Richard A. Morris: VP Human Resources
Not only were you able to reduce our insurance cost, you also pointed out areas such as our content coverage.
Kyle Dailey, CPA: Inovar Packaging
Over 10 years Alliance has worked with us to lower our overall cost of risk, and has saved us thousands of dollars.
Melody Chalkley: Winfree Academy
I recommend the services of Alliance Insurance without hesitation.
T. Mann: TX Store Fixtures
You have consistently been able to reduce our workers compensation modifier through your CompMonitor program.
Melody Chalkley: Winfree Academy
Implementing CompMonitor speaks to our groups desire/dedication to improve our overall risk management program.
Richard A Morris: SPCA
CompMonitor has reduced our actual NCCI modifier, which translates into a reduced insurance premium.
Kyle Dailey, Inovar Packaging Group
Alliance Insurance has the very best customer service in the Insurance industry bar none! Brian Bingham and Becky Hansen and their team have handled all my Corporate Insurance accounts for The Antique Drapery Rod Co Inc., Grace Hardware and Anna Sova Organics since about 2007. They also handle all my personal insurance thru their company or industry partners. The Insurance world is an extremely complex and confusing alternate universe of exorbitant fees and coverage complexities. We are extremely thankful we have Alliance Insurance to handle all our insurance details and make the most cost effective suggestions. Brian Bingham will make all your insurance needs simpler, less expensive and handle your business with grace and excellent customer service. Sincerely, Whitney Walker, CEO The Antique Drapery Rod Co. Inc.
Whitney W.
Alliance Insurance Services have provided our business insurance coverage for over 10 years. They have provided what we needed when we needed it. When we first partnered with Alliance, they came in and did a safety review of our premises to get us up to where we needed to be Safety wise. Since then, they have been involved in regular safety meetings and continually working with us to keep a safe working environment. When we had storm damage, they were here to help us with needed repairs and the claims that we needed to make. For company vehicles, they are always there to provide the coverage and to help us with any accident claims. For workers compensation, they have helped us to learn what situations were causing accidents and have helped us to have a very good safety record as a result. All in all, we are very satisfied with the service that we receive from Alliance Insurance Services and their staff. We hope to continue our business partnership for a long time. Oh---and we have always saved money with the policies that we have purchased through them.
Gladys S.